What would I do without credit cards

The following is a sponsored post.

Hi Everyone,

In this time of crazed-holiday-gift-buying, it's important to talk about credit cards. Now, I know that they can be a boon or a poison for people--if you're in credit card debt up to your ear lobes, you probably curse the day you ever got the letter saying you were approved in the mail. However, if you're like me and you spend wisely and always pay off your balance at the end of the month, then you might think that credit cards are wonderful--like I do! For instance, with credit cards, you don't need to worry about carrying a lot of cash if you need to make some big purchases, and you don't need to remember to bring your check book everywhere. And if you are wrongfully charged for something, you can dispute it, which you obviously cannot do with cash. In fact, I think that credit cards are in many ways more secure than just paying with cash--as long as you're careful to only order things through secure sites, check your statements carefully each month, and shred your personal documents, you can really be safe with credit cards.

If you want to learn more about the current state of credit cards, check out credit card news. Or, if you're in debt and need help, or you just want an expert opinion about a credit-card related issue, check out credit card advice.

Enjoy--and spend wisely
Tanya

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